About

Welcome,

I am a 52 year old child at heart. Actually I became a grandpa last year, hard to believe but time does not stand still. I have been married for 33 years now, wow that’s a long time. I grew up on a farm in the midwest and was exposed to hard work and responsibility and a very young age. I have always been physically active and enjoyed numbers and spreadsheets even before there were spreadsheets on a computer. I used to figure out on paper how many years at 7% interest it would take to become a millionaire using different monthly savings amounts. We started investing in the mid 80’s with just $25 a month and worked up from there. After working hard long hours for almost 30 years I decided to start my own business and cut back to a more part time status and this has worked out great. This has also afforded me the ability to work when I want and how much I want with great flexibility.

As a kid I always thought when I get older I am going to get a horse and ride out to Montana and just go exploring. This still doesn’t sound like a bad idea, especially the exploring part, I could do that every day of my life. I have been working out, one form or another since the 80’s. I just really enjoy physical fitness and improvements in time and distance, the older I get it’s just distance improvements. Starting with weight lifting in the 80’s I then transitioned more into running and have been running for almost 30 years now. A few years ago I got into biking and into hiking and really enjoy both of those activities (easier on the joints also). Since starting my own business a few years back and working less hours I have more time and a much more flexible schedule to do these fun activities.

Even with all of the great physical activities, still my greatest passion is investing. I love getting up and scouring reports on companies and compiling information about earnings, profits, buybacks, dividends, payout ratios, returns on capital, etc. I also like looking at graphs and charts of stocks and researching companies as far back as records are kept. I am a true buy and hold investor and I understand the power of compounding, how to spread risk over multiple companies & sectors, and dollar cost averaging. All of these concepts work in my favor as an equities investor. I also believe strongly in index investing and would probably go that route totally if I wasn’t in love with research.

Well that’s about it for now, happy reading.